healthy paws pet insurance

Healthy Paws helps kitty and dog owners secure their pet dogs by means of low-priced pet insurance withno lifetime protection limits. Making use of the firm’s user-friendly mobile app, you can easily provide your claim by taking a photo of your invoice and get repaid in a little as 48 hours.

What Our Team Like

  • No yearly insurance coverage limits

  • Quick and easy claims procedure

  • Tool reviews rates and also terms withrivals

What Our Experts Do Not Like

  • Limited plan personalization

  • No healthstrategy readily available

  • No rebates or versatile remittance alternatives

  • Limited protection for older family pets

healthy paws pet insurance supplies low-cost pet insurance to ensure that dog as well as cat managers can easily afford to maintain their ill or even injured pets. The firm offers endless life-time coverage, a selection of deductibles and also compensations, and a quick and easy method to provide insurance claims.

Our team examine Healthy Paws’ coverage details and also exclusions, add-on services, prices, customer care, scores, as well as more to help you make a decision if its plans are right for you.

Company Introduction: Small Cost and also Quick Cases

Established in 2009, Healthy Paws was actually the end result of a chance appointment in between a former company manager and also an insurance professional at a local area no-kill creature home. Since then, the business has helped pet moms and dads maintain their ill and also harmed family pets and contributed economically to thousands of pet saves and also creature sanctuaries.

Healthy Paws puts an end to the food selection of yearly coverage restrictions, substituting it withlimitless life time protection for every single policy. That means you may select the most ideal care for your pet for their entire lifestyle without bothering withmaxing out your perks.

Healthy Paws possesses an average score on Yelp and also a great score on Trustpilot. Some Howl evaluates grumble about the provider increasing superiors without notice, especially for mucholder family pets. Most good customer reviews on Trustpilot, however, praise healthy paws pet insurance for its own swift insurance claims processing and compensation.

Healthy Paws’ insurance coverage are underwritten throughChubb whichpossesses an A+ ranking for monetary stability from AM Ideal.

Plans Offered: Mishap and also HealthProblem

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Healthy Paws uses direct crashas well as ailment insurance withlimited modification options. All policies feature no life-time insurance coverage caps or restrictions and also let you choose from the complying withcoverage alternatives:.

  • Deductible: $100, $250, $five hundred
  • Reimbursement: 70%, 80%, 90%

Althoughsome pet insurance companies simply offer accident-only plans for older family pets, Healthy Paws will cover household pets aged six and also older witha total mishap and illness policy along withunlimited life-time coverage, a $five hundred deductible, as well as 70% compensation for covered companies..

The observing solutions and disorders are actually covered throughall Healthy Paws collision and also illness policies:.

  • Hereditary, congenital, as well as severe problems
  • Cancer
  • Diagnostic treatment
  • X- rays, blood exams, ultrasound examinations
  • Surgery
  • Hospitalization
  • Prescription medicines
  • Emergency treatment
  • Specialty treatment
  • Acupuncture, chiropractic treatment, as well as hydrotherapy
  • Euthanasia (when medically needed)

You will definitely require to hang around 15 times after your time of application before filing any crashor even disease insurance claims and one year for healthproblems connected to hip dysplasia. Any cases submitted prior to your standing by time frames are actually up are going to be actually refused.

Healthy Paws likewise needs you to receive a complete assessment for your pet either before the start of your plan or within an established opportunity after registration based on the age of your pet:.

  • Five and under: Within the final year (or within 15 times after)
  • Six and over: Within the last one month(or within 15 days after)

Program Exclusions: Pre-Existing HealthConditions

Healthy Paws delivers the typical insurance coverage exclusions for pre-existing conditions as well as the adhering to companies. It is necessary to keep in mind that you will definitely need to purchase any assessment and also workplace see costs expense considering that they may not be dealt withthroughyour plan.

  • Wellness as well as preventative treatment
  • Examination charges
  • Dental healthcare
  • Spaying as well as neutering
  • Cosmetic or aesthetic treatments
  • Injury or sickness because of any type of willful or even neglectful act
  • Behavioral treatment
  • Non- FDA therapy or even supplements
  • Breeding or even disorders relating to multiplying
  • Experimental or investigational treatment or even medication
  • Pet diet plans
  • Daycare/ boarding

Healthy Paws will likewise deal withcertain oral treatments connected to injuries, like a damaged pearly white, removal, as well as renovation of wrecked teeth. Nevertheless, dental cleanings and removals due to toothdecay are not dealt with.

Cost: Reduced Fees and also Standard Protection

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Healthy Paws supplies a few of the lowest premiums our team have actually observed in all of our testimonials. Withthat said claimed, the firm’s policies have some recognizable deficiencies, including no protection for exams or oral services, no optional well-being planning, as well as no unique insurance coverage bikers..

Our experts utilized Healthy Paws’ on the web quote builder to produce the observing 2 plans..

Mishap and also ailment insurance for a mixed breed, medium (31- 59 pounds.), three-year-old, women pet dog withunlimited coverage, a $500 tax deductible, and 80% repayment pertained to $27.22 per month.

Crashand ailment insurance for a domestic longhair, one-year-old, male pet cat along withunrestricted coverage, a $five hundred insurance deductible, and also 80% compensation related to $11.68 per month.

Healthy Paws additionally asks for an one-time management cost of $25 to start your policy. Althoughthe business doesn’t supply any sort of healthy pet or even multiple-pet price cuts, for every single friend you refer, it will give $25 on your behalf to assist homeless family pets. The referral plan is actually not readily available in Maine, Nevada, NorthCarolina, NorthDakota, Vermont, or even Washington.

You may likewise acquire a complete reimbursement of any type of paid for premiums if you cancel your plan within thirty day as well as have not submitted any sort of insurance claims.


Healthy Paws does not refund you for examination and also workplace sees for protected services, therefore be prepped to spend those expense.

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Customer Support: Mobile Application and Online Website

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Healthy Paws has worked doggedly to simplify its own claims method. All you need to have to perform is take a picture of your veterinarian costs and upload it by means of the on-line consumer center or using the company’s mobile application. You can likewise provide your case using e-mail, facsimile, or even mail.

Healthy Paws states that a lot of insurance claims are actually refined within 10 days. Once accomplished, your repayment will certainly be actually provided within twenty four hours. You may decide on to receive your compensation by forwarded check or even possess it straight placed to your bank during the course of business hrs. Healthy Paws additionally gives the option to repay your vet straight so all of you’ll need to have to pay is your section of the expense during the course of have a look at..

Healthy Paws offers phone and also e-mail help Monday throughFriday coming from 7:00 a.m. to 5:00 p.m. and also Saturday coming from 8:00 a.m. to 5:00 p.m. PT.


Submitting a case is actually as straightforward as uploading a picture of your veterinarian pill via the Healthy Paws web site or mobile app. No case document is actually needed.

Competition: Healthy Paws vs. Petplan

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We matched up Healthy Paws to Petplan whichlikewise provides simple mishap as well as disease insurance, customizable plans, as well as no offered well-being program. Side-by-side, Petplan shows up to offer the exact same coverage as Healthy Paws for $10 additional eachmonth. When you take deeper, nevertheless, you’ll find that you get a great deal more for your loan along withPetplan.

Certainly not just carries out Petplan cover examinations and also workplace check outs, whichare excluded in healthy paws pet insurance, Petplan likewise delivers paid add-on motorcyclists that incorporate protection for lost animals, boarding costs, journey cancellation, and online veterinarian check outs..

Overall, if you’re looking for fundamental mishap as well as healthproblem protection, our team assume it’s worthpaying out a little bit of additional wherefore Petplan deals.

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